Electronic money institution licensed by the National Bank of Serbia
Individuals
PaySpot finances the cost of motor vehicle registration with a loan, approved on the spot at authorised PaySpot agents: vehicle registration agencies and technical inspection centres across Serbia. No visit to a bank.
The loan is intended exclusively for the costs of motor vehicle registration. Approval is fast, usually the same day, and the funds are used directly to pay the registration costs.
Attention! Borrowing money comes at a cost. Make sure you understand all the details of the offer.
| Item | Example 1 | Example 2 |
|---|---|---|
| Loan amount | RSD 50,000 | RSD 50,000 |
| Repayment period | 11 months | 6 months |
| Annual nominal interest rate (NKS) | 14% | 14% |
| Monthly instalment | RSD 4,870 | RSD 8,677 |
| Loan application processing fee | RSD 0 | RSD 0 |
| Cost of promissory notes | RSD 0 | RSD 0 |
| Cost of the credit bureau report | RSD 0 | RSD 0 |
| Annual effective interest rate (EKS) | 14.92% | 14.95% |
| Total amount to be repaid | RSD 53,937 | RSD 52,431 |
EKS calculated on 17.03.2025. Attention! Borrowing money comes at a cost. Make sure you understand all the details of the offer.
All natural persons of legal age residing in Serbia who meet the basic credit requirements. The conditions are in the General Terms and Conditions for the loan.
It is possible, but approval depends on creditworthiness; alternative sources of income are also accepted (pension, fixed-term contract and others).
Directly at the vehicle registration agencies and technical inspection centres that are PaySpot partners. Use the locator to find them.
No, no down payment or deposit is required for this loan.
Approval is fast, usually the same day, and the funds are used at once to pay the registration costs.
References
We are pleased to highlight our successful cooperation with the electronic money institution PaySpot. Their professionalism, commitment to the highest business standards and openness to innovation have contributed to achieving our shared goals.
Excellent cooperation with PaySpot, whose professional support and constant innovation help us meet daily business needs, including vehicle registration loans.
We have been working with PaySpot since 2019, offering clients flexible vehicle registration payments, including cards, instalments with insurance, and now even loans.
As a vehicle inspection agency, we greatly appreciate the professionalism, reliability and support we receive from the PaySpot team. We offer clients simple and flexible payment options for vehicle registration, making the process easier, faster and more secure.
The current versions. Fees are set only by the fee schedule; earlier versions are in the document register.
News
Great news for everyone planning to cover motor vehicle registration costs through a loan from PaySpot electronic money institution! Submit your loan request with no processing fees and enjoy a lower interest rate!
The payment institution PaySpot and the company RegOs have successfully implemented the integration of their software solutions – the vehicle registration program and the payment processing software.
Exchange offices, vehicle inspection centres, agencies, kiosks and shops across Serbia carry the PaySpot sign. The locator shows every location and filters it by service.
