PaySpot Introduces IPS Cash Withdrawal Service Across Its Network
PaySpot expands its services with IPS cash withdrawal, allowing users to access cash quickly and securely without cards or ATMs.
Individuals
IPS cash withdrawal
Withdraw cash at a PaySpot location near you with your mobile banking app and an IPS QR code. No card, no ATM, in under a minute.
For whom
Anyone with a mobile banking app of a bank in Serbia
Where
At PaySpot payment locations
What you need
Your phone with mobile banking
Fee
According to the fee schedulePaySpot fee schedule · V24 · Valid from 15.09.2026 · PDF · EN
The service is based on the National Bank of Serbia’s IPS system and is fully digital. The whole process is executed through the NBS IPS system.
How it works
- 01
Ask for the amount
Tell the cashier how much cash you want to withdraw.
- 02
Scan the IPS QR code
The cashier enters the basic details and generates an IPS QR code; scan it with your mobile banking app.
- 03
Confirm the payment
Confirm the instant payment in your app. Once the funds arrive, typically within seconds, the cashier pays out the cash.
Figures and deadlines
Quoted exactly from the document or page named next to each figure.
- Fee for IPS cash withdrawal0.5% of the withdrawal amount, minimum RSD 100 for transactions below RSD 20,000
Source: PaySpot Introduces IPS Cash Withdrawal Service Across Its Network, 09.04.2026
Frequently asked questions
Do I need a payment card?
No. You only need your bank’s mobile banking app; no card, POS terminal or ATM is involved.
Where do I see the fee?
The fee is included in the payment instruction and shown in your mobile banking app when you confirm the transaction.
Documents for this service
The current versions. Fees are set only by the fee schedule; earlier versions are in the document register.
News
From our news
The nearest PaySpot location is probably around the corner
Exchange offices, vehicle inspection centres, agencies, kiosks and shops across Serbia carry the PaySpot sign. The locator shows every location and filters it by service.